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Non-purpose loan

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Non-purpose loan


Are you thinking about refurbishing your flat?

Are you dreaming of an unforgettable trip with your family?

Or simply, do you need additional cash to do whatever you want with it?

All the things you dream of can be yours with Raiffeisen bank. Easily!

Apply online


Raiffeisen Bank has made it possible to submit online loan requests, with only one visit to the Bank's branch office when it is taken over. Apply for your loan already! or fill out the card application and submit a copy of the ID card and CIPS application form to you at the nearest branch office of the Bank.



    Iznos kredita: do 50.000 KM

  • WITHOUT MANAGEMENT FEE for the customers who hold TRENDY PLUS and ELEGANT account sets 

  • Fixed or variable interest rate, as per the customer's choice

  • Security instrument: salary assignment order, promissory note(s) and insurance policy

  • Repayment periods up to 10 years

  • Naknada za vođenje kredita: 2 KM mjesečno

    Naknada za osiguranje kredita: U skladu sa važećom tarifom osiguravajućeg društva ( u izračunu EKS-a premijska stopa iznosi 2,50%)


* EIR – effective interest rate is calculated for a customer who receives their salary via our bank, with variable interest rate for a loan amount of KM 50,000 and 3-year term. EIR calculation includes loan interest rate, management fee for the customers without account sets, loan account maintenance fee, promissory notes’ costs, management fee for the current account during the entire life of the loan, and insurance cost.  The interest rate and management fee depend on the

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