Visa Magic card
This card allows you to get cash advances at any ATM in the country and abroad, repayable in up to 36 instalments. Withdrawals at Raiffeisen ATMs country-wide are free of charge.
Complete the Card Application From and hand it in at any of our branches, together with a copy of your ID card and CIPS registration form.
Your purchase also has added value
Loss compensation in case the goods purchased in the country and abroad are flawed or stolen, applicable within 3 months for goods worth KM 50 or more.
The loss compensation applies to any goods purchased, but there is a limit of KM 250 per loss event and a total of KM 500 for a 12-month period.
How are transactions split into instalments?
Transactions up to KM 50 are repayable in the full amount until the 20th day of the following month
Any transaction above KM 50 are automatically split into instalments, repayable until the 20th day of the following month:
Number of monthly instalments
50,01 - 200 KM
200,01 - 500 KM
500,01 - 1.000 KM
1.000,01 - 5.000 KM