Complementary Content

  • Card acceptance at online points of sale in a secure environment!
    • E-pay is a service from Raiffeisen Bank that enables you to make online purchases with the acceptance of MasterCard and Visa cards according to highest international security standards.

  • Who should use this service?
    • The service is intended for legal entities, entrepreneurs and customers. It enables the acceptance of cards at online points of sale in a secure environment, while providing the most favourable value for money.


  • Security


    E-pay provides collection security for entrepreneuers and transaction security for the buyer thanks to the state-of-the art card acceptance standards required by Visa International (Verified by Visa) and MasterCard Worldwide (MasterCard Secure Code).

  • Lower costs

    Lower costs

    Opening an online point of sale saves the merchant the  common investments and costs required for a physical point of sale.

    Lower costs of procurement logistics, distribution and delivery of goods and services. There are also lower transactions costs, collection costs and a shorter sales process.

    With the e-pay service, merchants re-direct the card acceptance transaction to Raiffeisen bank and release themselves from the liability and the costs related to storing sensitive card data.

  • Higer income

    Higer income

    Business is available 24 hours a day, 7 days a week and there is no time limitation for sale

     Global business increases the reach of sale - buyers can pay with cards from any bank anywhere in the world.

     Higher availability of web trade to buyers compared to physical sales locations, made possible by through web browsers and advertisement links on visited web sites


  • Why chose Raiffeisen e-pay?

    Why chose Raiffeisen e-pay?

    • Raiffeisen BANK dd Bosna i Hercegovina is certified to accept cards at online point of sales.
    • The Raiffeisen e-pay service is arranged only with the bank (without the need to involve any third party)
    • Implementation of state-of-the-art security standards for card payments on the internet defined by MasterCard and Visa International, which protect the web merchant from possible fraud.
    • Internet sale involves much lower business costs and increases the sales range

  • Which requirements have to be met for acceptance of cards as an online payment mean?

    Which requirements have to be met for acceptance of cards as an online payment mean?

    • A signed agreement with Raiffeisen BANK dd Bosna i Hercegovina for acceptance of cards for online payments.
    • Adjustment of the merchant’s/service provider’s web site according to specifications received from Raiffeisen Bank.
    • Successful testing of the adjustments in cooperation with Raiffeisen Bank.